We can get a loan via the Internet in two ways – from the bank and from non-bank companies. The latter option will, however, be more expensive to pay http://www.carfin.org.uk/installment-loan-easy-and-secure-financing-immediately/ for more.
When looking for a loan, we do not need to go to the bank for this purpose, but also for this purpose, collect a certificate of income earned from the workplace. Today I will show you how to get a loan online simply and quickly. As in the case of banks only in a few, we will get cash in this way, I also added a few non-bank companies.
A non-bank loan via the Internet in installments, however, differs from those from banking that it is more expensive to pay. Practically from what offer we would not have benefited, it will always be less beneficial to us than the banking one. Therefore, if we do not have a negative credit history and we have adequate creditworthiness (income), then we should choose among the banking offers first.
Where can we get a bank loan with installments and online? Of course, at sbank, but not only because in the last months we have several additional banks that decided to provide loans and credits entirely via the Internet. This is s-mobile. Banking services (formerly operating under the name MeteorSync), Dynasty Bank (under the wings of Crediter) or MyCredit (a new Getin Bank product). So there is a lot to choose from and even if one of the banks does not give us credit, there is a chance that we will get it in the second one. The good thing is that we can check it out without having to visit stationary facilities.
What will we need to obtain an online bank loan? Of course, the main document or ID card, banks may require us to send a scan of this document. If we do not have a scanner at home, then nothing is lost. We can also do a scan with a photo, using a digital camera or even a smartphone. It is important that the data from the proof is legible as well as our photo was visible to us.
In addition to the ID card, it will also be necessary to confirm our income but not necessarily in the form of a document issued by our employer. If we receive a remuneration on a bank account, it is very likely that you only need to download the account history from the last few months to obtain the loan. If we have access to our account via the Internet, we can download such an electronic statement after logging into our account. We will be able to deliver it to the bank by sending it via email or via a special form.
As I wrote at the outset, such a bank loan via the Internet will be much cheaper to pay than a non-bank loan. All the more so if we care for a larger amount and a longer repayment period. As part of the sbank and Dynasty Bank offer via the Internet, we can get up to PLN 20,000, in the case of MyCredit it can be up to PLN 10,000. We can adjust the repayment period according to our needs.
Is the loan via installments via the internet also available through non-bank companies? It all depends on what amount we need and how quickly we intend to pay it back. The reasonable offer can be found in the offers of truloan, Smart Bank,
SudCredit or Takto Finanse. The fastest, however, we get it in the first two companies. In their case, the waiting time for a loan may close even a few dozen minutes from the moment of submitting the application. In the case of non-bank companies, it will not be necessary to send income statements or bank statements.
Dynasty Bank – internet credit up to PLN 10,000, repayment of up to 84 monthly installments
MyCredit – internet credit up to PLN 10,000, repayment up to 36 monthly installments
SolBank – Internet credit up to PLN 50,000, repayment up to 60 monthly installments
TondaBank – installment loan up to PLN 10,000, repayment up to 24 months
truloan – installment loan up to PLN 10,000, repayment up to 36 months
SudCredit – installment loan up to PLN 10,000, repayment up to 24 months